There are four levels of travel advisory. The two highest levels – “Avoid Non-Essential Travel” and “Avoid All Travel” – may be mentioned in a travel insurance policy and, if mentioned, can impact your coverage. While many travel insurance companies offer trip cancellation coverage for travel advisories, the requirements that determine if a claim is eligible differ by provider. One of THIA's "golden rules of travel health insurance" is to Know Your Policy. It’s best for you to speak to your provider directly to understand your coverage in this situation, as there are many factors that can impact your claim, such as the level of the travel advisory and whether it took effect after your trip purchase date or before.