If the airline or destination requires a negative COVID-19 test prior to entry, will my travel policy cover this expense?
Although we are beginning to see travel insurance policies change in specific ways with respect to COVID-19, this pre-travel expense is not likely to be covered by your travel insurance policy in the same way that expenses such as travel visas, travel vaccinations, etc. would not be covered under your travel insurance. Most travel medical policies cover expenses related to medical emergencies only. The cost of a vaccine or screening test, for example, would not be considered a medical emergency and would not be covered. Each province or public health authority has posted information online for residents to be informed on how & where tests for COVID-19 are conducted. Additionally, be sure that your test results will meet the timeframe for the entrance requirements of your destination.
KNOW YOUR POLICY – Contact your provider for more details.