Tips and Updates about Travel Health Insurance > Do I Need Travel Insurance When Travelling Within Canada?

Do I Need Travel Insurance When Travelling Within Canada?

by Fiona Campbell, Forbes Advisor, posted on 9:38 AM, September 25, 2023
Whether you’re planning a long trip or a quick jaunt to another province, if you think your provincial health insurance will cover all your medical expenses while away, think again.

Maybe you’ve heard the horror stories of people who have travelled to far-flung destinations, gotten sick or injured and been saddled with hundreds of thousands of dollars in medical bills. As a savvy traveller, you know it’s essential to have comprehensive travel insurance when going abroad, but what about a trip within Canada?

Whether you’re planning a month-long expedition across the country, a ski trip in Quebec or a leisurely tour of the east coast, if you think that your provincial health insurance will cover all your medical expenses while you’re in another province, think again.

The Travel Industry Council of Ontario (TICO) recommends that Canadians should always protect themselves by purchasing medical insurance even when travelling within Canada. That’s because not all medical expenses are covered by your provincial or territorial government health insurance plan once you leave your home province or territory. Here’s what you need to know.

To read the full article, click here to go to the Forbes Advisor website.