Noah Meyer-Delouya, 25, only bought trip cancellation insurance once – and it paid off.

The Toronto-based accountant did it because he, his mom and his brother bought cheap tickets to Los Angeles this past January. They figured $67.89 for trip cancellation insurance for all three of them wasn’t too much extra money to protect their trip.

They also liked that this trip cancellation insurance policy explicitly included the ability to receive a full refund for their airfare if somebody contracted COVID-19.

“With COVID, it’s become so much more normal to be more cautious and be aware of the chance of getting sick and it impacting your trip,” Meyer-Delouya said.

Five days before the trip, his mom tested positive for COVID. Two days later, his brother tested positive too. Meyer-Delouya got lucky and didn’t contract COVID. But the family decided to cancel all their tickets and cash in their trip cancellation policy.

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